Homes at Langdon Heights are bought off plan, so the price is paid in stages that track the construction of the development at Dover Drive. The timetable is the standard progressive payment scheme for uncompleted private homes under the Housing Developers Rules.
The Langdon Heights Progressive Payment Stages
Payment opens with 5% when the option to purchase is granted. A further 15% follows on signing the sale and purchase agreement, bringing the downpayment to 20% within eight weeks of the option date. From there, the remaining 80% is paid as the building passes each certified milestone: foundation work first, then the concrete frame, internal walls and roof, followed by doors, windows, wiring and plumbing, with car park, roads and drains as the sixth.
Those six construction milestones carry 40% of the price between them. The two largest single instalments come at the end, a quarter of the price once the Temporary Occupation Permit is granted and the closing 15% once statutory completion is certified. Taken together, the closing pair also accounts for 40%.
| Stage | Share of price | Usually paid from |
|---|---|---|
| Option to purchase (booking fee) | 5% | Cash |
| Sale and purchase agreement signed, within 8 weeks of the option | 15% | Cash or CPF |
| Foundation completed | 10% | Loan, CPF or cash |
| Reinforced concrete framework completed | 10% | Loan, CPF or cash |
| Partition walls completed | 5% | Loan, CPF or cash |
| Roof and ceiling completed | 5% | Loan, CPF or cash |
| Doors, windows, wiring and plumbing completed | 5% | Loan, CPF or cash |
| Car park, roads and drains completed | 5% | Loan, CPF or cash |
| Temporary Occupation Permit issued | 25% | Loan, CPF or cash |
| Certificate of Statutory Completion issued | 15% | Loan, CPF or cash |
Standard Housing Developers Rules schedule for uncompleted private homes. The Langdon Heights sale and purchase agreement sets out the binding terms.
Funding the Langdon Heights Downpayment
The 20% downpayment combines cash and CPF Ordinary Account savings, with MAS fixing a minimum cash portion. A buyer taking a first housing loan at the 75% loan-to-value limit pays at least 5% of the price in cash, and the other 15% may come from CPF savings, cash or a blend of the two.
The cash floor moves with the loan band. Where the tenure runs past 30 years or past age 65, a first loan drops to the 55% band and the minimum cash share rises to 10%. On a second or later housing loan, MAS sets the minimum cash downpayment at 25%.
Stamp duty is due within 14 days of signing, which places it right beside the downpayment in the timeline. Together, the duties and the downpayment make up the early outlay of a purchase; the rates are on the stamp duty page.
Shared with registered buyers.
Payment schemes for Langdon Heights accompany the price list, and the details will be shared with registered buyers.
CPF Savings and the Langdon Heights Lease
Langdon Heights stands on a 99-year leasehold site released under the Government Land Sales programme. Under CPF Board rules, Ordinary Account savings can be applied in full when the lease still to run reaches the youngest buyer’s 95th birthday. A 99-year lease that begins with the development leaves a long remaining term against that measure, which comfortably meets it for buyers of working age; CPF Board determines the usable amount for each household at the time of purchase.
Beyond the downpayment, CPF savings may also be applied to later stages alongside the bank loan, within the limits CPF Board sets.
Source: CPF Board rules on Ordinary Account savings for private property; rates read 9 November 2026.
How Langdon Heights Instalments Build Over Time
The bank disburses the loan only as each stage is certified, so interest accrues on the sum drawn to date rather than on the full loan. On a 75% loan, the buyer’s own funds cover the first 25% of the price; the bank’s first release, at the foundation stage, is therefore the 5% sitting above that line.
Monthly repayments start modestly after the foundation stage and climb with each release, reaching the full instalment once the final 15% is paid at the Certificate of Statutory Completion. The progressive payment calculator lays out every release and the repayment that follows for any price, tenure and rate, while the TDSR calculator sizes the loan against household income.
Register Your Interest in Langdon Heights
Join the Langdon Heights priority list through the Sales Concierge. Each release reaches registered buyers as soon as it is issued, beginning with the e-brochure, the floor plans and the price list, followed by preview invitations.
For registered buyers, as each is issued
- Invitations to view the showflat by private appointment.
- The e-brochure, floor plans and price list on the day of release.
- A loan estimate from the TDSR calculator, alongside the stamp duty that applies to each buyer profile.
- Guidance on home loans and the progressive payment schedule well before booking day.
Email the Sales Concierge
A personal reply follows every message.
Registered buyers hear first as each Langdon Heights release is issued, from the e-brochure to preview invitations.
Email the Sales ConciergeSales Concierge: sales@langdon-heights.com.sg